Fintech for commercial lenders

Your Lending Expertise…
Automated

One platform for origination, document collection, servicing and capital markets, white-labeled to your brand, running beside the core, LOS and CRM you already own.

~$10B

of originations and servicing moved through Sweet, and climbing.

>1.5×

increase in conversion for lenders running on Sweet.

No code

flexibility. Configure it to your programs: lending without constraints.

For borrowers Transparency
For lenders AI superpowers
Scroll

Backed by a combination of venture capital and strategic investors including

  • builders
  • Diagram
  • GERMiN8
  • Springtime Ventures
  • Courtyard Ventures
  • Cooperative Ventures
  • KOAN Capital
What your bank gets

Five things you can check before you call us.

Your bank is the only name a borrower ever sees.

Every screen in the demo runs on your brand and your domain, not ours. Demonstrable, not asserted.

You keep every credit call. The AI never makes one.

Sweet extracts, checks and flags. It does not approve, decline, price or decision. Who approved, rejected or overrode every result is attributable.

It runs beside the core, LOS and CRM you already own.

Salesforce: pushes and pulls data. nCino: complements it, never forces a rip-and-replace.

Your borrower finishes the application on a phone, wherever they are.

Mobile-first application and servicing portal. Shown live in the demo, on a phone.

Your officers stop chasing documents.

The file tells the borrower what is missing while they are still in the application, and the loan officer can co-browse it.

The platform

The whole loan lifecycle,
in one place

From the first application through syndication, without disrupting the systems you already run.

Origination

Smart forms ask each borrower only for what that deal, that entity and that program require, then route the file against the criteria you set.

Explore

Loan applications

Your application, your questions, your wording, fully digital on any device, with your loan officer able to co-browse it in real time.

Explore

Document collection

Your borrowers upload what they have. You get a complete, organized, validated loan file, with what is missing flagged while they are still in front of you.

Explore

AI document review

Completeness, validity, extraction and clear flags, on any format, including handwritten. It reads and checks; your team decides.

Explore

Servicing

A mobile-first borrower portal in your colours: payments, draws, releases, renewals and covenant monitoring, for the ten years after closing.

Explore

Capital markets

Participations and syndication, fully digitized end to end on a single platform: one document trail, and a status every party can see.

Explore

AI that does the work

The AI does the checking.
Your team makes the call.

Sweet's AI reads your borrowers' documents, checks them for completeness and validity, extracts and validates the data, flags what doesn't reconcile, and applies the criteria your institution set. It won't fabricate. It tells you what it found, or that it didn't find it. It does not approve, decline, price or decision a loan. A human review step is always in place by default.

  • Works on any document format, including handwritten
  • You define what gets checked and what gets extracted
  • You can see who approved, rejected or overrode every AI result
  • Your loan officers keep the credit judgment
How the AI works

See the platform on your own book of business.

A working demo with your loan programs, your documents, and your workflow, not a slide deck.

Book a demo