Does it fit what we already run?
Seven categories of system Sweet has an answer for, every system it connects to by name with its status, and the option to run the whole thing standalone with no integrations at all.
It fits what you already run. Or runs alone.
The same platform in three postures: connected over API, alongside the LOS you keep, or standalone with no integrations at all. Which one you start in is an implementation choice.
- Sweet's open connector reaches the four systems the lender already runs (core banking, loan origination system, CRM and payment hub), pushing and pulling data over API.
- nCino stays in place, marked coexistence, no connector is claimed, while Sweet produces the borrower-facing surfaces: the application and the borrower portal.
- The connectors retract. Sweet runs fully standalone (origination, document collection, servicing, capital markets), with the stack present but not wired, and not required to start.
- The connection specifics (protocol, authentication, sync cadence, sandbox access, a signature) stay blank. They are answered in the implementation conversation, in writing, with somebody’s name on them; the band never fills them in.
The short answer
Sweet is API-first. It connects to your core, your LOS, your CRM and your payment hub, and it can also run standalone, with no integrations at all.
Whichever you choose, it never forces a rip-and-replace. Most lending institutions start narrow: origination, or a document-collection pilot, and connect the rest as they go.
Three ways in
The same platform in three postures. Which one you start in is an implementation choice; the platform is modular either way.
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Connected
Sweet is integration-agnostic and connects via API to the stack you already run: core banking, LOS, payment hubs and partner systems.
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Alongside
It complements a platform such as nCino by filling the borrower-facing gaps rather than replacing what already works. It is capable of replacing it, but it never forces a rip-and-replace.
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Standalone
The platform is modular and can run fully standalone, with no integrations at all. Most lending institutions start narrow, with origination or a document-collection pilot, and connect the rest as they go.
What Sweet connects to, and what it brings with it
Answered at category level, because that is the level Sweet's own published answers actually support. Where a specific is missing below, it is missing on purpose: left for the implementation conversation rather than filled in with something plausible.
- Core banking
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Sweet connects to your core over its API, and is agnostic about which core that is.
- Loan origination system
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Sweet connects to your LOS, and is itself a full LOS, spanning origination, servicing and capital markets. It integrates alongside incumbents rather than fighting them.
- CRM
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The open connector supports around twenty CRMs, and a loan officer can pre-fill an application from your CRM once it is connected.
- Payment hub
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Your payment hub connects over the same API-first path as the core and the LOS.
- E-signature
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Sweet ships its own embedded e-signature, fully integrated into the platform: HSM tamper-sealing, two signature options, and an NDA available as the first gating task in a workflow.
- E-vaulting
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The platform integrates with e-vaulting for authoritative copies such as eOriginal by Wolters Kluwer.
- Document and data sources
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Connectors pull financial data from other institutions, identity verification runs through several options (SMS/carrier PII, driver's-licence scan and KBA), and document generation works alongside the disclosure vendors you already use.
Every claim above comes from Sweet's own published answers: the implementation FAQ, the compliance FAQ, the origination FAQ and the product overview.
What is connected today, and what is next
Every system Sweet connects to by name. Live is in production for customers today; Coming soon is built or in progress. Search by name or by what a connection does, or narrow the list to one category.
Showing 12 of 12
Live. In production for customers today.
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Salesforce
LiveCRM
Push completed loan applications — parent record, obligors, and documents — to a lender's Salesforce org, keeping the CRM in step as each application advances.
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nCino
LiveLOS / LMS
Deliver completed applications into the nCino loan system. nCino runs on Salesforce, so the connection is the Salesforce connector: the application, its obligors and its documents land in your org and flow into nCino's loan objects, without rekeying.
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CRS Credit API
LiveCredit
Pull credit reports under your own CRS Credit API account, so every inquiry is ordered, billed and reported to the bureaus as yours — with separate sandbox and production credentials you can test before switching.
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Plaid
BetaLinked accounts
Let borrowers securely connect their bank accounts inside a request to verify balances and pull transactions and asset reports for underwriting's financial review.
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SweetAI
BetaDocument intelligence
Read fields off scanned loan applications and supporting documents automatically, using your own AI provider account, so an employee reviews and confirms values instead of keying them in.
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Smarty
BetaDocument intelligence
Upgrade the paper-application address lookup to USPS-verified autocomplete with your own Smarty account. Without it, addresses resolve through the platform's built-in Google lookup, with the free US Census geocoder as fallback.
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eOriginal by Wolters Kluwer
LiveLoan documentation
Deposit signed loan documents into the Wolters Kluwer eOriginal eVault for tamper-evident custody and a complete legal audit trail, automatically once a request's documents are signed.
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SweetVerify
LiveIdentity & sign-in
Identity verification with several options: SMS and carrier records, a driver's-licence scan, and knowledge-based questions. Results attach to the applicant in the loan file.
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Okta
LiveIdentity & sign-in
Single sign-on for your staff through your Okta tenant, with Okta groups mapped to platform roles.
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Microsoft Entra ID
LiveIdentity & sign-in
Sign in with a Microsoft work account.
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Google Workspace
LiveIdentity & sign-in
Sign in with a Google Workspace account.
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Compeer AgriAccess
BetaPartner programs
Submits applications into Compeer Financial's AgriAccess program and keeps its product catalog in sync, so a partner lender's offers appear in the borrower's application without rekeying.
Coming soon. Built or in progress, not yet in production.
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HubSpot
CRM
Keep contacts and deals in step with the HubSpot CRM. Applicants, their businesses and each loan opportunity created in Sweet will appear as contacts, companies and deals in your HubSpot portal, and the deal stage will follow the application as it advances, so relationship managers work from one pipeline.
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Encompass
LOS / LMS
Loan delivery to Encompass for residential lending. Completed applications and their supporting documents will be delivered to Encompass, so residential files collected through Sweet's borrower experience continue in the loan origination system your mortgage team already runs.
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MeridianLink
LOS / LMS
Loan delivery to MeridianLink for residential lending. Applications and documents will be delivered to MeridianLink, so institutions on that platform can originate through Sweet's borrower site and underwrite where they do today.
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FiServ
LOS / LMS
Core banking and lending connectivity with Fiserv. Sweet will exchange borrower, account and loan data with Fiserv cores, so booked loans and existing relationships stay in step between the platform and the core without manual entry.
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Baker Hill NextGen
LOS / LMS
Deliver applications to Baker Hill NextGen. Completed commercial applications, financial statements and supporting documents will be delivered into NextGen for underwriting and portfolio management.
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Sageworks LOS
LOS / LMS
Deliver applications to the Sageworks lending suite. Applications, financial spreads and documents collected in Sweet will be delivered to Sageworks, so credit analysis continues in the tools your credit team already uses.
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LoanVantage
LOS / LMS
Deliver applications to LoanVantage. Completed applications and their documents will be delivered into LoanVantage for underwriting, closing and servicing.
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SAP
ERP
Post lending activity to SAP for enterprise finance. Originations, disbursements, payments and fees will post to SAP as journal entries, so your finance team sees lending activity in the ledger without re-entry.
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Oracle
ERP
Post lending activity to Oracle ERP. Originations, disbursements, payments and fees will post to Oracle as journal entries, so your finance team sees lending activity in the ledger without re-entry.
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QuickBooks
Accounting
Sync lending activity with QuickBooks accounting. Disbursements, payments and fees will sync to QuickBooks, so a lender's books reflect lending activity as it happens rather than at month end.
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Xero
Accounting
Sync lending activity with Xero accounting. Disbursements, payments and fees will sync to Xero, so a lender's books reflect lending activity as it happens rather than at month end.
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Traction
Accounting
Sync lending activity with Traction Ag accounting. For agricultural lenders and borrowers on Traction, loan activity will sync into the farm accounting system, so both sides work from the same numbers.
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Finastra LaserPro
Loan documentation
Generate compliant loan documentation with LaserPro. Sweet will send the approved loan terms to LaserPro to generate the compliant closing document set, and bring the documents back into the loan file for signing and vaulting.
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DocMagic
Loan documentation
Residential loan document generation with DocMagic. Approved residential loan terms will be sent to DocMagic to generate the disclosure and closing packages, which return into the loan file for signing.
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Docutech
Loan documentation
Residential loan document generation with Docutech. Approved residential loan terms will be sent to Docutech to generate the disclosure and closing packages, which return into the loan file for signing.
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SharePoint
Document storage
Store and manage exported documents in SharePoint. Signed documents, loan files and reports exported from Sweet will be filed automatically into the SharePoint library and folder structure you choose, so retention lives where the rest of your institution's files do.
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Dropbox
Document storage
Store and manage exported documents in Dropbox. Signed documents, loan files and reports exported from Sweet will be filed automatically into the Dropbox folder structure you choose, so retention lives where the rest of your institution's files do.
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Google Drive
Document storage
Store and manage exported documents in Google Drive. Signed documents, loan files and reports exported from Sweet will be filed automatically into the shared drive and folder structure you choose, so retention lives where the rest of your institution's files do.
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Box
Document storage
Store and manage exported documents in Box. Signed documents, loan files and reports exported from Sweet will be filed automatically into the Box folder structure you choose, so retention lives where the rest of your institution's files do.
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OneDrive
Document storage
Store and manage exported documents in OneDrive. Signed documents, loan files and reports exported from Sweet will be filed automatically into the OneDrive folder structure you choose, so retention lives where the rest of your institution's files do.
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Xactus
Credit
Pull credit reports through Xactus alongside CRS. Lenders with an existing Xactus account will be able to order bureau reports and scores through it, under their own account and billing, with the same pull rules and loan-file placement as CRS.
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ACH & card payments
Payments
Collect loan payments by ACH and card. Borrowers will be able to set up one-time or recurring payments from the borrower portal, and each payment will post to the loan in servicing, so collections stop depending on cheques and manual posting.
Nothing matches that. Clear the search, or pick another category. If the system you run is not listed, it is a question for the implementation conversation, not a no.
How the connection is made
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API-first, with an open connector
Sweet is API-first, and the connector pushes and pulls any data or document. Anything you can do in the interface is available over API or webhook.
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You do not rebuild a front end
The goal is straight-through processing, so partners do not have to rebuild a front end or absorb the integration work themselves.
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Weeks, and what the number depends on
Because integration runs through APIs rather than a heavy custom build, onboarding is measured in weeks rather than the multi-quarter timelines typical of legacy core replacements. The exact timeline depends on which systems are being connected and on your internal review process.
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Start narrow
Most lending institutions start with one thing, origination or a document-collection pilot, and connect the rest as they go. The decision to try it is not a bet on the whole institution.
More on sequencing and timelines in the implementation FAQ, and on what the platform does once connected in the commercial lending software overview.
See the platform on your own book of business.
A working demo with your loan programs, your documents, and your workflow, not a slide deck.